Privacy Policy

A legal disclaimer

MoneyWise Solutions provides this website and its contents on an "as-is" basis. While we strive to keep the information up-to-date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website, you may be able to link to other websites that are not under the control of MoneyWise Solutions. We have no control over the nature, content, and availability of those sites.

Privacy Policy

This Privacy Policy describes how MoneyWise Solutions ("we", "us", or "our") collects, uses, and discloses personal information when you use our website and the choices you have associated with that information.

Information We Collect

We may collect personal information from you when you visit our website, interact with our services, or communicate with us. The types of personal information we may collect include:

Name
Email address
Postal address
Payment information

How We Use Your Information

We may use the personal information we collect for the following purposes:

Managing client accounts and providing services related to COBRA, Flexible Spending Accounts (FSA), and compliance services.
Sending important communications, such as updates on account status, policy changes, or service interruptions.
Responding to inquiries, questions, and requests for support.
Improving our website and services.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience and gather information about how our website is used. You can control cookies through your browser settings and other tools. However, please note that disabling cookies may affect the functionality of our website.

Sharing of Information

We do not share your personal information with third parties, except as necessary to provide services to you or as required by law.

Data Security

We take the security of your personal information seriously and have implemented reasonable technical and organizational measures to protect it from unauthorized access, use, disclosure, alteration, or destruction. These measures include:

Encryption: We use industry-standard encryption techniques to protect data transmission between your browser and our servers, especially for sensitive information such as payment details.
Access Controls: Access to your personal information is restricted to authorized personnel who need to know that information in order to operate, develop, or improve our services.
Data Minimization: We only collect and retain personal information that is necessary for the purposes outlined in this Privacy Policy.
Regular Security Assessments: We conduct regular security assessments and audits to identify and address potential vulnerabilities in our systems.
Employee Training: Our employees receive training on data security and privacy best practices to ensure they understand their responsibilities in protecting your information.
Data Breach Response Plan: In the event of a data breach, we have procedures in place to promptly investigate the breach, mitigate its impact, and notify affected individuals and regulatory authorities as required by applicable law.

Despite these measures, no method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security. However, we are committed to continuously improving our security practices to safeguard your personal information.

Your Choices

You have the right to access, update, or delete your personal information. You can also choose not to provide certain information, although this may limit your ability to use some features of our website.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this Privacy Policy periodically for any updates.

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at help@moneywisesolutions.com